2021 Benefits
Medical Benefits
Eligibility
All employees who work a minimum of 30 hours per week are eligible for coverage on the 1st day of the month following date of hire.
Summary of Benefits and Coverages
The purpose of the Norwich University Cafeteria Plan is to address each employee’s unique benefit needs by offering plan choice. Norwich University offers three medical plans for employees to choose from – Gold, Silver or Bronze – with varying deductibles, copays, and coinsurance.
The chart below provides a high level overview of the medical plan design and features.
Employees who elect to enroll in the Bronze Plan will also be enrolled in the Group Accident Plan offered by Unum at no additional cost.
All three medical plans offer certain services to covered individuals at little to no cost. These include Telehealth and Preventive Care Services. For more details about these services through Cigna Healthcare, please review the brochures on the Medical – Cigna Value Added Programs page.
The following brochures provide details about prescription drug coverage for all three medical plans.
Carrier Contact Information
Contributions & Rates
Employee contributions to the medical plan are based on a percentage of salary and the employee’s willingness to participate in certain wellness program incentives*.
Calculation:
Annual Salary x Percentage of Employee Contribution/26 = Per Pay Period Base Premium
Additional Information
Medicare Information
Medicare Overview
Central Vermont Council on Aging provides information, counseling, and assistance to all Medicare eligible persons under the auspices of the State Health Insurance & Assistance Program or “SHIP.”
Their staff counsels individuals and provides workshops to the public on Medicare. They can answer questions about Medicare, private insurance plans, supplemental insurance plans, and Vermont State insurance programs. They also offer regularly scheduled “Medicare & You” workshops in locations convenient to you.
Click the button below to find out more information.
Contact Information
Medicare: Central VT Council on Aging -Medicare Counseling (“SHIP”)
Customer Service: 802-479-0531
Email: info@cvcoa.org
Additional Resources & Information
Wellness Incentives & Rewards
Wellness Program Overview
New in 2021, Norwich University has moved to the Cigna MotivateMe platform to administer Wellness incentives and rewards. This new program allows all eligible Norwich University employees the opportunity to participate in the program and earn points towards a $300 maximum in gift card rewards annually.
Employees can select as many or as few of the activities below to participate in and earn points towards their rewards.
Please note that the new MotivateMe platform will be unavailable to visit or review until 1/1/2021.
To get started:
- Visit mycigna.com, login and select Incentive Awards Program
- Or download the myCigna Mobile App
There you’ll find:
- A list of available healthy actions and goals
- Details on how to get started
- Instructions on how to earn and redeem your rewards
You can also earn an additional $50 if you are a member of the UNUM Critical Illness plan.
Employees who enroll in Critical Illness through Unum are eligible to receive a $50 incentive for important tests and screenings. For example an employee who receives an annual exam by a physician can receive $50 by filing a claim with Unum. For more information, please contact your HR representative.
Important Contact Information
Cigna Healthcare Telehealth Services – MD Live
Customer Service: 888-726-3171
Website: www.mdliveforcigna.com
VT Quit Network
Customer Service: 1-800-QUITNOW (1-800-784-8669)
Website: www.802quits.org
Additional Information
Medical Plan - Cigna Value Added Programs
Cigna Value Added Programs Overview
In addition to the medical plans offered through Cigna to Norwich University’s employees, there are additional value added programs and services offered to covered individuals at little to no additional cost. These include telehealth and preventive care services.
Please click the box below to watch a short video on the cost comparison tools Cigna offers.
Cigna Value Added Programs
Cigna Telehealth
Employees can access Telehealth services to treat minor medical conditions like colds, flus, sore throats, allergies, and more. Telehealth allows employees to connect with a board-certified doctor via video or phone.
The cost of the Telehealth visit is $0 for the Gold and Silver plans and significantly less on the Bronze plan. Appointments can typically be scheduled within one hour or less. It is recommended that employees complete the registration process before Telehealth services are needed to make scheduling an appointment quicker in the future.
To register, please go to: www.mdliveforcigna.com or call 888-726-3171
Online Health Assessment
Employees can complete a confidential online health assessment to gain a better understanding of your health. After completing the health assessment, a personal health report will be created to provide employees with information about potential health risks, suggestions on what you can do to get healthier, and where to find resources and support.
This health assessment is optional and is provided as a service to support Norwich employees and their health.
To access the health assessment:
- Login to health at www.mycigna.com
- Go to My Health Tab
- Click on the Health Assessment Title
- Click on Get Started
Cigna Healthy Pregnancies, Healthy Babies
Learn how to stay in the best possible health during pregnancy. You can find a wealth of information on mycigna.com from trusted sources like WebMD and Healthwise. You’ll learn how to:
- Make a plan for a healthy pregnancy
- Monitor your pregnancy week by week
- Prepare for labor and delivery
- Care for your baby
To get started, please login to mycigna.com, click on the My Health tab, and then click on My Health Programs & Resources.
Happify
Happify (offered through Cigna) is a free app with science-based games & activities that are designed to help support you and your emotional health.
These activities can help you:
- Gain confidence
- Reduce stress and anxiety
- Increase mindfulness and emotional well-being
- Boost health and performance
After answering a few simple questions, you can participate in the games and activities and earn points to win valuable prizes.
To get started or find out more information, download the free app at: happify.com/Cigna
Talkspace
Cigna has partnered with Talkspace to offer you telebehavioral healthcare from anywhere. Talkspace is an online therapy platform that makes it easy and convenient for you to hold sessions with a licensed behavioral therapist from anywhere, at anytime.
Visit www.talkspace.com/cigna to get started:
- You must be a Cigna medical plan subscriber.
- Report your needs and preferences for therapy.
- An algorithm will suggest 3 potential therapists based on your preferences.
- Select your ideal match and begin therapy that day.
- Payment terms that apply to an in-person visit will also apply to a Talkspace session.
Important Contact Information
Cigna Healthcare Telehealth Services – MD Live
Customer Service: 888-726-3171
Website: www.mdliveforcigna.com
Cigna Healthcare Telehealth Services – AmWell
Customer Service: 855-667-9722
Website: www.amwellforcigna.com
VT Quit Network
Customer Service: 800-QUITNOW
Website: www.802quits.org
Cigna Value Added Programs -Continued
Lifestyle Management Programs
Whether your goal is to lose weight, quit tobacco or lower your stress levels – Cigna Lifestyle Management Programs can help. This program is at no additional cost to employees. Each program is easy to use and available when needed. Employees can use each program online or over the phone -or both.
These programs include:
- Weight Management
- Tobacco Cessation
- Stress Management
To get started or find out more information, please visit www.mycigna.com or call (800) 244-6224
Pharmacy Benefit Education Tools
Cigna Healthcare offers tools to help employees understand the best ways to get the most out of their pharmacy benefit plan. Use mycigna.com to:
- See your pharmacy claim history
- See Rx prices based on your plan
- Ask a pharmacist a question
- Manage home delivery
- Use the drug cost tool
- Get help understanding and managing conditions and the use of specialty medications.
Visit www.mycigna.com or call Cigna Member Services at (800) 244-6224
Omada
Cigna Diabetes Prevention Program in collaboration with Omada is a program to help you avoid the onset of diabetes, as well as health risks that might lead to heart disease or a stroke. The program is covered by your health plan at the preventive level, just like for your wellness visit. Program participants have access to a professional virtual health coach, an online support group, interactive lessons, and a smart-technology scale. The program will help you make small changes in your eating, activity, sleep, and stress to achieve healthy weight loss through a series of 16 weekly lessons and tools to help you maintain weight loss over time. You may also be offered the opportunity to join a gym for a low monthly fee and no enrollment fee.
There is no cost to the members who participate in this program and is highly recommended to members at risk for type 2 diabetes.
To see if you are eligible, take Omada’s 1-minute health screener by visiting: omadahealth.com/norwich
The OMADA Program has open slots!
For more information click the button below:
iPrevail
iPrevail is a digital therapeutics platform designed to help you take control of the stresses of everyday life by:
- Decreasing stress from relationships, work, school and daily life
- Building resilience and positivity
- Overcoming feelings of anxiety
How does it work?
- Sign up for iPrevail on mycigna.com
- Take an assessment
- View interactive video lessons, engage in support communities and online wellness activities
- Earn rewards for getting healthy
To get started or find out more information, visit www.mycigna.com, go to the Stress & Emotional Wellness Page, and click on the iPrevail link.
Flexible Spending Accounts & Dependent Care Accounts
Flexible Spending Accounts
Norwich University offers both health (FSA) and dependent care (DCA) flexible spending accounts. Employees may contribute pre-tax dollars into these accounts to help offset eligible medical expenses or dependent care expenses. These plans are administered by Cigna.
Claims for reimbursement FSA and DCA expenses must be received by Cigna by the following March 31st.
Flexible Spending Medical Account (FSA)
Funds from a health care FSA can be used for qualified expenses including medical, dental, vision, deductibles, co-payments and co-insurance. For a full list of qualified allowed expenses by the IRS, see publication 502 (www.irs.gov/publications/p502). With an FSA, the entire elected amount is available on the first day of the health plan year.
Employees may contribute up to a maximum of $2,750* to the health FSA. The health care FSA includes a rollover provision that allows employees to rollover up to $550 of unused funds into the next plan year.
Employees who elect the Bronze Plan with a Health Savings Account may only contribute to a limited purpose FSA which can only be used for dental and/or vision expenses.
Dependent Care Account (DCA)
A dependent care FSA allows employees to set aside pre-tax dollars to pay for qualified dependent care expenses. Funds can be used to pay for day care, preschool, elderly care or other dependent care. To qualify for a dependent care FSA, the IRS requires that the dependent care is necessary for you or your spouse to work, look for work or attend school full-time.
The maximum you may contribute to the dependent care FSA is $5,000* (if single or married & filing jointly) or $2,500 (if married and filing separately).
Please note that the DCA is 100% employee funded and is only available to use if monetary contributions have been made.
*The IRS will release 2021 FSA maximum increases in late October. The bswift benefit enrollment system will be updated with the 2021 maximums as soon as the information is available. Please contact HR with any questions.
Carrier Contact Information
Contributions
Made By Employees
Forms and Plan Documents
Health Savings Account
What is a Health Savings Account (HSA)?
A Health Savings Account (HSA) is a tax-advantaged account owned by an individual that can be used to pay for qualified medical expenses for the owner and their dependents. An HSA, which must be paired with an HSA-qualified health plan (the Bronze plan), allows employees and employers to make pre-tax contributions to a federally-insured account. HSA balances earn tax-free interest, roll over from year to year and can be invested to accelerate growth. at age 65, HSA funds can be withdrawn for any reason and are taxed as income (just like an IRA or 401(k)). Tax-free distributions would continue to be available for qualified medical expenses.
All of the money in an HSA (including any contributions made by an employer) is owned by the employee even if thy leave their job, lose their qualifying coverage or retire. The money in an HSA never expires. All remaining HSA funds roll over each year.
HSA Eligibility
To be eligible for an HSA, an employee must:
- Be enrolled in a qualified High Deductible Health Plan (HDHP) (ie: Bronze Plan).
- Not be claimed as a dependent on another’s tax return.
- Not be enrolled in Medicare.
- Not be insured under any other medical plan that is not a HDHP.
- Have not received VA benefits (Medical or Rx) during the past 3 months.
How to Open a HSA
If an employee wishes to contribute to an HSA, they are responsible for opening an account at a bank of their choice or with an established HSA administrator such as HSA Bank, Health Equity, or many others.
Employer Contributions
In 2021, Norwich University will match employee’s contributions to an HSA up to a maximum of $20 per pay period (or $520 annually). Employees can indicated how much they want to contribute to an HSA during the bswift online enrollment process and must also provide HSA account information to Human Resources. Norwich University will deposit the employee contributions into the employee’s HSA through bi-weekly payroll deductions.
Please note that you are responsible for providing HSA account information to Human Resources.
Carrier Contact Information
Employee Contribution Limits
Employees may make contributions to their HSA subject to IRS limits.
Dental Benefits
Eligiblity
All employees who work a minimum of 30 hours per week are eligible for coverage on the 1st day of the month following date of hire.
Summary of Benefits and Coverages
Norwich University offers benefit eligible employees the choice between two dental plans which have varying coverage levels.
The chart below provides a high level overview of the dental plan design and features.
Carrier Contact Information
Cigna Healthcare: Dental Insurance
Customer Service: 800-244-6224
Website: www.mycigna.com
Contributions & Rates
Forms and Plan Documents
Additional Information
Vision Benefits
Eligibility
All employees who work a minimum of 30 hours per week are eligible for coverage on the first day of the month following date of hire.
Summary of Benefits and Coverages
Norwich University offers voluntary 100% employee paid vision coverage through VSP.
The chart below provides a high level overview of the vision plan design and features.
Please be sure to check whether or not your provider is a member of the VSP network.
Eyeconic – Online Eyeglass Store
VSP has partnered with Eyeconic to offer more savings to you and your family on the purchase of lenses, frames, contacts and sunglasses with the Eyeconic online eyeglass store. Please click on the link button below for more information.
Carrier Contact Information
VSP: Vision Insurance
Customer Service: 800-877-7195
Website: www.vsp.com
Click here for the VSP Provider Directory
Contributions & Rates
Forms and Plan Documents
Additional Information
Group & Voluntary Life Benefits
Eligibility
All employees who work a minimum of 30 hours per week are eligible for coverage on the first day of the month following date of hire.
Summary of Benefits and Coverages
Norwich University provides benefit-eligible employees with the core benefits of life insurance and accidental death & dismemberment insurance. In addition to these core benefits, employees can supplement their plans by purchasing voluntary life insurance to cover themselves and their families.
Below is an outline of the coverages available under each plan.
Basic Term Life & AD&D Insurance:
- 100% funded by Norwich University
- 1x salary to maximum of $370,000
- Minimum coverage amount of $15,000
- Coverage amounts will reduce by 35% at age 70 and by 50% at age 75
- Basic AD&D coverage amount is equal to the Basic Life coverage amount
Optional Employee Term Life & AD&D Insurance:
- 100% employee funded
- Employees may elect coverage in increments of $10,000 to a maximum of 5x salary or $500,000 (whichever is less) to cover themselves
- Non-medical maximum is $200,000*
- Coverage amounts will reduce by 35% at age 70 and by 50% at age 75
Optional Spouse Term Life & AD&D Insurance:
- 100% employee funded
- Coverage is available in units of $5,000 (not to exceed 100% of the employee’s optional life insurance) to cover the employee’s spouse
- Non-medical maximum is $25,000*
Optional Child(ren) Term Life & AD&D Insurance:
- 100% employee funded
- Coverage is available in units of $2,000 to a maximum of $10,000 (not to exceed 100% of your optional life insurance coverage)
*Employees may elect up to $200,000 in optional life coverage for themselves (or $25,000 for their dependent spouse) within the first 31 days of employment without having to complete a medical history statement (evidence of insurability form). If applying outside the first 31 days of employment, or for coverage in excess of $200,000, a medical history statement is required and approval is subject to medical underwriting.
Carrier Contact Information
Unum: Life, Optional Life & Disability Insurance
Customer Service: 800-421-0344 (Life, Optional Life, LTD & STD)
Website: www.unum.com
Contributions
Group Life is 100% paid for by Norwich University.
Voluntary Life is 100% paid for by the employee. Premium costs are based on the amount of coverage approved and the age of the participant.
Forms and Plan Documents
Long-Term Disability
Eligibility
Long-Term Disability: All employees who work a minimum of 30 hours per week are eligible for coverage on the first day of the month following date of hire.
Summary of Benefits and Coverages
Long Term Disability insurance provides partial income when you are unable to work due to sickness or injury.
Class 1 LTD – Staff:
- 100% funded by Norwich University
- Benefits begin after 90 days of any one period of total disability
- Benefit is 66.67% of monthly earnings to a maximum benefit of $7,500 per month
- Benefit duration is to age 65 if disabled prior to age 62. If older, schedule of benefit duration is based on age
Class 2 LTD – Faculty:
- 100% funded by Norwich University
- Benefits begin after 180 days of any one period of total disability
- Benefit is 66.67% of monthly earnings to a maximum benefit of $7,500 per month
- Benefit duration is to age 65 if disabled prior to age 62. If older, schedule of benefit duration is based on age
LTD is administered by Unum and the employee has the option of taking the premium cost as additional salary and paying the premium with after-tax dollars to achieve a tax-free benefit. Please contact Human Resources for details.
Contributions
LTD Insurance is 100% funded by Norwich University.
Carrier Contact Information
Unum: Long-Term Disability Insurance
Customer Service: 800-421-0344
Website: www.unum.com
Forms and Plan Documents
Accident & Critical Illness Insurance
Eligibility
All employees who work a minimum of 30 hours per week are eligible for coverage only during the annual open enrollment period.
Summary of Benefits and Coverages
Accident Insurance:
Employees and dependents who enroll in the Bronze High Deductible Health Plan (HDHP) will automatically be enrolled in Accident Insurance through Unum. This benefit plan is intended to supplement the Bronze HDHP by providing additional coverage for accidental injuries. Coverage in Accident Insurance for Bronze Plan members will be 100% employer funded.
Employees who enroll in the Gold, Silver or Medical Opt Out Plan have the option of choosing to cover themselves and their dependents. This coverage is 100% voluntary and is 100% employee paid.
Group Accident Insurance is designed to help employees meet the out-of-pocket expenses and extra bills that can follow an accidental injury, whether minor or catastrophic. Lump sum benefits are paid directly to the covered employee if they sustain a covered injury.
Examples of covered injuries include:
- Broken bones
- Burns
- Coma
- Cuts repaired by stitches
- Eye injuries
- Torn ligaments
Critical Illness Insurance:
Group Critical Illness Insurance is designed to help employees offset the financial effects of a catastrophic illness with a lump sum benefit if an insured is diagnosed with a covered critical illness.
Coverage is available for employees, spouses, and children. Coverage levels can be elected from $10,000 – $30,000 in increments of $10,000 for employees. Spouse coverage is 50% of the employee election amount. Coverage for children is automatically included with employee coverage with a maximum of 25% of the employee coverage amount.
Elections that exceed the guarantee issue amounts for employees ($10,000) and for spouses ($5,000) will require completion of a medical history statement (EOI).
Examples of covered illnesses include:
- Blindness
- Cancer
- End Stage Renal (Kidney) Failure
- Heart Attack
- Major Organ Failure
- Stroke
Enrollments for both Accident and Critical Illness Insurance can be made in the Bswift benefit enrollment system. Benefits are paid on a tax-free basis; Employee premiums are deducted on a post-tax basis. Premiums are deducted over 24 pay periods per year.
Be Well Incentive Program
Employees who enroll in Critical Illness through Unum are eligible to receive a $50 incentive for important tests and screenings. For example, an employee who receives an annual exam by a physician can receive $50 by filing a claim with Unum. For more information please contact your HR representative.
Carrier Contact Information
Unum: Accident & Critical Illness Insurance
Customer Service: 800-421-0344
Website: www.unum.com
Contributions
Accident and Critical Illness Insurance are voluntary and 100% Employee Funded.
Employees who elect to enroll in the Bronze Medical Plan will also be enrolled in Accident Insurance funded by the employer.
Accident Insurance:
Critical Illness Insurance:
Rates are based on age at the date of issue and tobacco usage status. Employees can view the applicable rates for the different levels of coverage in Bswift.
Forms and Plan Documents
Group Legal Insurance
Eligibility
All employees who work a minimum of 30 hours per week are eligible for coverage on the first day of the month following date of hire.
Summary of Benefits and Coverages
Group Legal Insurance is voluntary and 100% Employee Funded.
Benefit eligible employees have the option of enrolling in Group Legal Insurance through Legal Shield. Legal Shield offers legal assistance in many areas of law including:
- Home Purchases
- Will Preparation
- Child Support
- Insurance Claims
- Bankruptcy
- IRS Audits
- Divorce
- Identity Theft
Employees who wish to enroll can access the Legal Shield enrollment website link in Bswift. Premiums can be paid through payroll deductions (24 pay periods per year). For more information, please contact Legal Shield.
Forms and Plan Documents
Carrier Contact Information
Legal Shield: Group Legal Insurance
Customer Service: 800-654-7757
Website: www.legalshield.com/info/norwich
Contributions
Group Legal Insurance is a voluntary benefit that is 100% Employee Funded.
Premiums can be paid through payroll deductions (24 pay periods per year).
Workshops
One of the many FREE legal services available to those enrolled in the LegalShield employee benefit is the creation of a Last Will and Testament. This personalized and comprehensive Will is, by itself, a $750 – $1,000 value.
We’re excited to announce that LegalShield has created a “Will Workshop” video that is now available to ALL EMPLOYEES on a 24/7 basis, simply by clicking on the following link: https://attendee.gotowebinar.com/recording/5779521710280211971
Pet Insurance
Eligibility
All employees who work a minimum of 30 hours per week are eligible for coverage on the first day of the month following date of hire.
Summary of Benefits and Coverages
Pet Insurance is voluntary and 100% Employee Funded.
Benefit eligible employees have the option of enrolling in Pet Insurance through Nationwide Pet. Employees may purchase coverage on dogs, cats and birds. All policies are individually underwritten and monthly rates are determined by breed, age, species, type of plan selected and state of residence. Employees who wish to enroll can access the Nationwide Pet enrollment website link during the Bswift online enrollment process. Premiums can be paid through payroll deductions (24 pay periods per year).
For more information, please contact Nationwide Pet.
Forms and Plan Documents
Carrier Contact Information
Nationwide Pet: Pet Insurance
Customer Service: 877-738-7874
Website: http://www.petinsurance.com/norwich
Contributions
Pet Insurance is a voluntary benefit that is 100% Employee Funded.
Premiums can be paid through payroll deductions (24 pay periods per year).
Additional Information
Employee Assistance Program
Eligibility
All employees are immediately eligible to participate in the Employee Assistance Program (EAP) offered by Norwich University
Program Details
The EAP is a confidential assistance program offered by Norwich University at no cost. This program offers support, guidance and resources to help you and your family find the right balance between your work life and your home life.
EAP services are available to all employees, their dependents, including children up to age 26, and all household members. Some of the services available are child care and elder care referrals, life improvement, stress & anxiety at work, goal-setting, financial & legal concerns, and online will preparation.
EAP Contact Information
Unum: Employee Assistance Program
Tl#: 800-854-1446
Website: www.unum.com/lifebalance
Additional Information
Employee Advocate
Program Details
The Richards Group can assist employees who are having trouble resolving unpaid/denied medical or prescription claims.
Please contact Cigna at least once to attempt to resolve the claims issue/dispute.
If assistance is still needed, contact Norwich University’s Employee Advocate, whose services are provided to you at no cost.
You can email the Employee Advocate at employeeadvocate@therichardsgrp.com
Contact Information
The Richards Group: Employee Advocate
Email: employeeadvocate@therichardsgrp.com
403 (b) Retirement Plan
Eligibility
Employees may enroll in and begin to make contributions to this plan upon hire. Employees are eligible for matching employer contributions as of their date of hire following an admin period.
Plan Details
Managing your TIAA Retirement Account Online
To Enroll:
- Go to TIAA.org/Norwich
- Click Ready to Enroll or Update, chose your plan(s), and if you haven’t already, complete a salary reduction agreement
- If you are a first time user, click Register with TIAA to create a user ID & password
- If you are a returning user, enter your TIAA user ID and click Login
- Follow the prompts and print out the confirmation page
- You are now enrolled
To Change Contributions:
- Go to TIAA.org/Norwich
- Click Login in the top right-hand corner
- Enter you TIAA user ID & password
- In the My Account drop-down menu, select Change my Contribution
- Update the percentage for your contributions and the date to make the change effective
ELECTIVE DEFERRALS
- In addition to the contributions eligible for matching employer contributions (described above), employees may make additional retirement contributions; however, these contributions are not matched.
- The plan includes a provision for loans on supplemental contributions.
- To make changes to your retirement elections, go online to your TIAA account.
- Changes must be made six business days prior to the pay date in order to process for the next pay date.
- Newly eligible employees will be automatically enrolled to contribute 5%. Employees can go online to their TIAA account to make changes to their contributions.
AFTER-TAX ROTH OPTIONS
- Employees may make after-tax contributions to both the Match Contributions and/or the elective deferrals with the Roth Option.
- Contributions made with after-tax dollars will be tax-free at withdrawal when you reach age 59 ½
NU @ Work – December 2021 TIAA Webinars
NU @ Work – TIAA Webinars for December.
Below are the webinars being offered for December 2021. If an employee is not able to attend the scheduled session below, please have them register for it and they will have the ability to go back and listen to it for 30 days.
- Planning for college? Save with a 529 plan – You can learn how 529 college savings plans work and how to invest in one for a child, grandchild, yourself or another loved one.
December 7 at 12 p.m. (ET) - Gaining Insight: Navigating debt consolidation and understanding the mortgage process – You can learn how to manage and consolidate debt, and get a primer that can help make the mortgage process easier to navigate.
December 7 at 3 p.m. (ET) - Estate planning basics – Making sure that our assets will pass to loved ones and causes that are near and dear is important to most of us. Discover the components of a basic estate plan and strategies to ensure that your wishes are met.
December 8 at 12 p.m. (ET) - She’s Got It: A woman’s guide to saving and investing – You can discover saving and investing strategies developed especially for women and how you can put them into action.
December 8 at 3 p.m. (ET) - Halfway There: A retirement checkpoint – You can give yourself a mid-career financial checkup to evaluate your current savings, formulate a plan to help pursue your savings goals and manage competing financial priorities.
December 9 at 12 p.m. (ET) - Well-rounded retirement overview – Planning for retirement goes beyond putting together a financial strategy. A full-picture plan starts with considering many non-financial aspects of retirement.
December 9 at 2 p.m. (ET) - The power of savings – Whether you’re the kind of person that lives and spends in the now or plans for what’s ahead, there are always ways to save smarter. You’ll learn a number of strategies for better managing your money so you have the knowledge and confidence to pay your bills, save for a rainy day and achieve any larger financial goals you’ve set for yourself.
December 9 at 3 p.m. (ET)
Please use www.tiaa.org/webinars to promote the Live Webinar Lounge with your employees.
Carrier Contact Information
TIAA: 403(b) Retirement Plan
Customer Service: 800-842-2776
Website: www.tiaa.org/public/tcm/norwich
Free Consultations
No matter where you are in life – just getting started or planning for retirement – a session with a TIAA consultant can help you create a plan for your goals. And, it’s at no additional cost as part of your retirement plan. You’ll get an answer to these questions and more:
- Am I invested in the right mix of investments to help meet my goals?
- Am I saving enough to create the retirement income I need?
- How do I take income from my retirement account once I stop working?
Current dates available for Norwich employees to schedule a virtual meeting can be seen in the online calendar at www.tiaa.org/schedulenow by using the link and searching, “Where you work,” or by calling 800-732-8353 anytime between 8 a.m. to 8 p.m. (EST).
Retirement Plan Advisors
Steve Burnett
Phone: 802-251-3818
Allisyn Lambert
Phone: 802-254-6016
Additional Information
December 2021 Webinar Information
Tuition Benefit & Additional Benefits
Tuition Benefit
Eligibility
Norwich University provides various tuition benefits to regular employees who are scheduled to work 30 or more hours per week, to ROTC staff (active duty and full-time civilians), to their spouses, and to their eligible dependent children, according to the below table. Please also reference the Tuition Benefit Policy for further information.
Additional Benefits Provided By Norwich University
Contact Information
Norwich University Human Resources
For further information, please reach out to Norwich University Human Resources:
Phone: 1 (802) 485-2075
Email: nuhr@norwich.edu
Upcoming Tuition Benefit Event
NU @ Work – Tuition Exchange
Norwich provides a tuition exchange benefit for children of benefits-eligible employees – if your child will be attending college in 2022-23, now is the time to apply for a tuition exchange. Information is attached. Please contact nuhr@norwich.edu or Ext. 2075 if you have questions.
Please join us:
Date: Tuesday, August 24
Time: 2:00 – 3:00 p.m.
Microsoft Teams meeting
Join on your computer or mobile app
Click here to join the meeting
Or call in (audio only)
+1 802-552-0538,,772815737# United States, Montpelier
Phone Conference ID: 772 815 737#