Your Critical Illness Benefits

Eligible employees can elect Voluntary Group Critical Illness and Cancer Insurance. Critical Illness Insurance pays a lump sum benefit between $5,000 – $20,000 if you are diagnosed with a covered illness including heart attack, stroke, or major organ transplant. The policy reimburses up to $50 annually for a covered health screening. Coverage is available for employees, spouses and children.

Eligibility:

Regular full-time and part-time (with benefits) employees are eligible to enroll on the first day of the month following 30 days of employment.

For new employees, coverage is effective on the first of the month following a 30 day waiting period. Coverage is approved by Sun Life Financial with the first payroll deduction.

Contributions & Rates

Voluntary Critical Illness Insurance is 100% employee funded. See Benefits Summary for premium amounts.

Helpful Resources

Carrier Service Contact

Unum: Life & Disability Insurance

Phone: 1-800-635-5597

8:00am-8:00pm ET, Monday-Friday

Your Accident Benefits

Eligible employees can elect Voluntary Group Accident Insurance through Sun Life Financial. This benefit helps offset deductibles, co-pays, and other expenses related to injuries. This coverage provides a lump sum benefit based on the type of injury (or accident) you sustain. Accident Insurance is offered to all eligible employees actively at work. Coverage is available for employees, spouses and children.

Eligibility:

Regular full-time and part-time (with benefits) employees are eligible to enroll on the first day of the month following 30 days of employment.

For new employees, coverage is effective on the first of the month following a 30 day waiting period. Coverage is approved by Sun Life Financial with the first payroll deduction.

Contributions & Rates

Voluntary Accident Insurance is 100% employee funded. See Benefits Summary for monthly premium amounts.

Helpful Resources

Carrier Service Contact

Unum: Life & Disability Insurance

Phone: 1-800-635-5597

8:00am-8:00pm ET, Monday-Friday

Voluntary Pet Insurance

You may purchase voluntary pet insurance coverage on dogs, cats, avians, and exotic pets. Discounts are given for insuring more than one pet per owner. Premiums can be paid through payroll deductions. Employees opting for this coverage will be required to complete paperwork to provide directly to the insurer. To enroll click on the pet insurance link below.

To enroll in Pet Insurance click here to get started.

* Mention you are an employee of Northeastern Vermont Regional Hospital, and you will receive a discount on your policy.

Eligibility

All full-time and part-time (with benefits) employees are eligible for medical insurance coverage. Benefits-eligible employees are able to enroll on the first day of the month following 30 days of employment.

Contributions

Voluntary Pet Insurance is 100% employee funded.

Helpful Resources

Carrier Service Contact

Nationwide
(877) 738-7874

Your Voluntary Identity Theft Protection Benefits

NVRH offers ID Theft Protection as a voluntary benefit. Employees can optionally purchase these benefits post-tax for themselves and their dependents. 

Stay protected and gain peace of mind with ID Watchdog

Most victims only discover they have a problem when they are denied credit, denied employment, contacted by police, or receive unknown bills. With ID Watchdog’s protection plans you will receive…

•   Single-bureau or tri-bureau credit monitoring and alerts.

•   High-risk transaction monitoring.

•    Fully managed resolution services to manage your case until it is completely restored.

•   24/7 access to our Customer Care advocates.

Eligibility

Employees who are budgeted to work 35 hours or more per pay period are eligible for ID Watchdog. You are eligible on the first of the month following date of hire.

Forms and Plan Documents
Contributions

ID Watchdog Services are 100% employee funded – see benefit summary for pricing.

Helpful Resources

Carrier Service Contact

ID Watchdog
Do you suspect your personal information has been compromised?
CALL 1-866-513-1518

24/7 U.S. Based Customer Care Center

529 College Savings Plan

Our plan is managed by American Funds

With college costs rising faster than inflation, many students need assistance paying for their higher education. To help you save for this important goal, your employer, working alongside a financial advisor, is offering you a CollegeAmerica 529 plan as part of your benefits package.

With CollegeAmerica, you get some great benefits:

• Tax-advantaged investing — Earnings in a 529 account grow free from federal tax. This can help you accumulate more over the long term.
• Flexibility — You can use the assets in your account to fund expenses at any U.S. public or private college — undergraduate, graduate, professional or vocational. Qualified expenses include tuition, fees, room and board, and many more.
• Investing for any beneficiary — You can save for anyone — your children, grandchildren, nieces, nephews, friends, etc. You can even save for yourself. In addition, there are no age or income limits.
• Convenience of automatic investing — You easily invest on a regular basis through deductions from your personal bank account or payroll deductions (if available).  For details, talk to your employer.
• Low plan costs — You never pay a sales commission, and you benefit from low operating expenses. That way more of your money goes toward pursuing your goal.
• Control over your account — Unlike other college funding vehicles, you always control the assets in a 529, even when your beneficiary reaches the age of enrollment.

***To speak with an Edward Jones Financial Advisor to discuss the 529 College Savings Plan, Retirement Planning or Estate Planning call 802-748-0172 to schedule an appointment***

Eligibility

Employees are eligible to particpate on the first of the month following 30 days of service.

Helpful Resources
Christine Allsop
Human Resources Manager
802-748-7415